Achieving financial independence and being smart with your money is all about making sacrifices. Most of us aren’t millionaires so we know that we have to prioritize certain needs and wants. What one person prioritizes though might be completely different than another person. Living life to its fullest can get expensive pretty fast so it’s important to know how to spend your money wisely. Keep reading
Impulse buying. We’ve all been there. Whether it’s a chocolate bar at the check out counter, or an $80 umbrella we found online at 2 AM. Impulse buying is something many people don’t account for in their budget and also listed as one of the top reasons people overspend by NY Money Coach, Carrie Birgbauer.
Last Friday, Moven teamed up with the folks over at Money Crashers and co-hosted a TweetChat on the topics of banking and budgeting. Some of our findings were just as to be expected while others were quite shocking. Here are the key take aways from last weeks #MCChat: Keep reading
Barbara Stanny describes the four stages of wealth as Survival, Stability, Wealth, and Affluence. Based on thousands of hours as both a client and a counselor in the money coaching process, here is my understanding of each stage.
This is a post by NY Money Coach, Carrie Birgbauer. Carrie is a member of Moven’s Financial Wellness Community.
Are you one of those people who unnecessarily keeps receipts hoping that one day you’ll do something with them? That is precisely the kind of clutter that can lead to a state of money fog or financial unconsciousness. Keep reading
This is a post by NY Money Coach, Carrie Birgbauer. Carrie is a member of Moven’s Financial Wellness Community.
Here are the five primary reasons people overspend: periodic, income, planning, emotional, and (drumroll, please) credit cards.
Keep reading
This is a guest post by author and Harvard Business School Professor, Michael Norton.
Does money buy happiness? We certainly behave as though it does, spending most of our waking hours pursuing it. If only we got that raise, owned that second home, third car or iPad, things would be better, we tell ourselves. We would finally be happy. Keep reading
This is a post by NY Money Coach, Carrie Birgbauer. Carrie is a member of Moven’s Financial Wellness Community.
There are three levels of spending plans: Bare Bones, Middle of the Road, and Lifestyle of Your Dreams. People who are in the “money fog” scrape by, live paycheck to paycheck and at the end of every month, they wonder where their money went. Keep reading
One of the most wonderful and exciting things about our world is that we are all unique. We have different needs, strengths, goals and desires.
But what’s not so great is that financial institutions have been treating us as if we are all carbon copies of the same customer.
This is a guest post by Lou Carlozo
Certain things in life you can’t control, and other things you can. This lesson hit me harder than a line drive foul ball Monday as I sat at the Wrigley Field home opener, watching the Cubs botch another game. When your starting pitcher walks in a run to a .143 hitter in the first inning, you know you’re in for a long day.
